Group Health Benefits for Employees
With Your Best Interest In Mind
We offer solutions to meet the specific needs of specific organizations. Contact us today to see how we can help you.
Start With a Custom Quote
No matter the size of your organization or the complexity of your needs, we will find the right insurance coverage for you. We make the process easy. Get started saving time and money today!
Group Health Benefits for Every Employee
Employees gain a wide range of benefits when you partner with Benefit Concepts. As a client, we provide your employees with enrollment meetings to explain benefits and options. Once a plan is in place, we run follow up meetings to answer questions and review benefits. For employees and/or dependents with special concerns or questions, we are available for one-on-one meetings. When you bring on a new hire, we can meet with them to explain their plan and benefits. By partnering with Benefit Concepts, you gain a team of insurance experts who work for you. We are on your side. Our goal is to give you a clear understanding of your options, benefits, and policies. Get informed and save time and money with Benefit Concepts!Ancillary Coverage
Ancillary coverage for employees refers to insurance benefits and coverage options that are offered in addition to the primary health insurance provided by an employer. These additional benefits are often designed to complement the basic health insurance plan and can help employees cover expenses that may not be fully addressed by their primary health insurance.
Health Insurance
Navigating health insurance coverage can be stressful. Different plans come with different costs and restrictions. Plus so many companies are trying to get you to sign off on a cookie-cutter plan for your organization. What should you do? Who should you choose? We understand how complicated this can be. We understand that your employee benefits are important to you.
Medicare
Medicare can be an incredibly detailed and complicated system to understand. This is especially true when it comes to Medicare-related benefit plans for your employees. Your company’s benefit structure is vital to attracting and keeping top talent, so you can’t afford to be in the dark regarding how to best provide for your employees. Our team will communicate with you to find the very best plan for your needs.
Personal Plans
No two insurance plans are the same. People are different. They have different needs and requirements. As an employer, you may have to deal with those needs when it comes to benefits and structuring plans for people with specific needs and wants. How do you do it? Simple, talk with the trusted professionals at Benefit Concepts and let our team help guide you through the steps to build the best benefit plans for your employees.Frequently Asked Questions
What types of health insurance plans are available for us to offer our employees?
What will be the total cost for us as a company to provide health insurance coverage for our employees?
How should we determine the appropriate employer and employee contributions to health insurance premiums?
Are there wellness programs or incentives for preventive care available to promote our employees' health and reduce long-term healthcare expenses?
What benefits and coverage options should we consider including in our employee health insurance plan?
We’ll conduct a thorough analysis of your employees’ healthcare needs and preferences to recommend a plan with suitable benefits. This could include coverage for doctor visits, hospital stays, prescription drugs, preventive care, and other relevant services.
Can we ensure that our employees can retain their current healthcare providers within the chosen plan's network?
What are the cost-sharing elements, including deductibles, copayments, and out-of-pocket expenses for both the company and employees?
How does the selected plan address pre-existing conditions, and are there waiting periods or exclusions?
Ancillary Coverage
- American Trust Administrators, Inc.
- Ameritas
- Blue Cross Blue Shield of South Carolina
- Aflac
- Guardian
- Humana
- MetLife
- Principal
- UNIJM
- Delta Dental
- Companion Life
- Colonial Life
- EyeMed
- Assurant Health
- Sun Life Financial
- Physicians Eye Care Network
- Allstate
- Mutual of Omaha
Health Insurance
- Blue Cross Blue Shield of South Carolina
- BlueChoice Health Plan
- Cigna
- Humana
Medicare
- Aetna
- Blue Cross Blue Shield
- Humana
- Silver Script
Personal Plans
- Blue Cross Blue Shield of South Carolina
- BlueChoice Health Plan
- Healthcare.gov
- GeoBlue
Our Customers
"Caroline Battey and the team at Benefit Concepts are wonderful to work with. They have assisted with our firm's health insurance plans for years and we would recommend them to any other small business."
- Rob Donaldson, Donaldson Law Firm
"Benefit Concepts is the administrator for my employer's benefit package and they provide excellent service. Over the past 3 years, I have needed various things (ID cards, etc) and instead of telling me to wait for mail, our representative, Caroline Battey is always helpful in sending a copy email or answering questions about our insurance. Highly recommend to any company looking for new benefits."
- Sharon Chapman, PMI Palmetto
"The people at Benefit Concepts were the best! We recently lost our health insurance after 35 years and they were able to put us in a great plan for an even better price! They are knowledgeable and professional in every way and highly recommend them for anyone needing insurance!"
- Jim Elliget
Get In Touch
Phone: 843-763-7718 | 800-542-3995 | Fax: 800-878-9970