Personal Insurance

Affordable Health Insurance for Individuals and Families.

The insurance industry can be confusing and often hard to navigate. This is especially true when you are looking to find affordable health insurance coverage for yourself and family. Navigating the transition over to Medicare is something many people dread. The endless number of commercials and mailers really pile up and can create confusion and frustration. Benefit Concepts serves the individual along with small and medium sized businesses with affordable health insurance coverage and group health benefits for employees. We believe you deserve to be well informed and understand all of your options too. Trying to make sense of policy options is confusing. Often times, just trying to figure out where to start can be difficult.

We understand the challenge of finding affordable health insurance coverage that works for you. This is why Benefit Concepts offers our help and expertise for individuals. We don’t work for insurance companies. We work for you!

Simplifying Health Benefits

You have a lot to do and we are here to help you get back to it. We save you time while giving you peace of mind knowing you have the right health insurance coverage. From the beginning, we are here to answer your questions, review your policies, explain benefits, and help you save money.

During the enrollment meeting, we will provide a thorough explanation of your benefits options. After your coverage is in place, we are available for follow-up meetings to answer questions. Plus, we review your plan throughout the year to optimize your health insurance coverage and savings. We provide claims follow-up and resolution. At any time, you can speak directly to a Benefit Concepts team member for assistance, from brokers, agents, and staff members.

We simplify benefits, so you can get back to your life. We have a deep industry knowledge with over 30 years of experience serving the insurance needs of our community. Our team has knowledge and hands-on experience that is both wide and deep.

Personal Health Insurance Plans and Medicare related plans include coverage from Blue Cross Blue Shield of South Carolina, Blue Choice Health Plan, and United Healthcare.