Personal Insurance
Affordable Health Insurance for Individuals &Families
We understand the challenge of finding affordable health insurance coverage that works for you. This is why Benefit Concepts offers our help and expertise for individuals. We don’t work for insurance companies. We work for you!
Simplifying Health Benefits
You have a lot to do and we are here to help you get back to it. We save you time while giving you peace of mind knowing you have the right health insurance coverage. From the beginning, we are here to answer your questions, review your policies, explain benefits, and help you save money.
During the enrollment meeting, we will provide a thorough explanation of your benefits options. After your coverage is in place, we are available for follow-up meetings to answer questions. Plus, we review your plan throughout the year to optimize your health insurance coverage and savings. We provide claims follow-up and resolution. At any time, you can speak directly to a Benefit Concepts team member for assistance, from brokers, agents, and staff members.
We simplify benefits, so you can get back to your life. We have deep industry knowledge with over 30 years of experience serving the insurance needs of our community. Our team has knowledge and hands-on experience that is both wide and deep. Personal Health Insurance Plans and Medicare-related plans include coverage from Blue Cross Blue Shield of South Carolina, Blue Choice Health Plan, and United Healthcare.
Personal Health Insurance
We offer solutions to meet your specific needs. If you have questions about your personal health insurance situation, contact us today to see how we can help you.
Medicare Supplement
Medicare Supplemental Insurance is a type of private health insurance policy designed to work alongside Original Medicare, which includes Medicare Part A and Medicare Part B.
Frequently Asked Questions
What types of health insurance plans are available, and which one is the best fit for my needs?
How much will the health insurance coverage cost me on a monthly basis, and what are the factors that affect the premium?
What is the coverage level of the health insurance plan, and what medical services are included?
Can I keep my current healthcare providers and specialists under this plan?
What are the out-of-pocket expenses, including deductibles, copayments, and maximum limits, that I should expect with this health insurance plan?
Are there any wellness programs or incentives for preventive care to help me stay healthy?
How does this plan handle pre-existing conditions, and are there waiting periods or exclusions?
What is the process for filing claims and accessing customer support for my health insurance inquiries?
Personal Health Insurance
- Blue Cross Blue Shield of South Carolina
- BlueChoice Health Plan
- Healthcare.gov
- GeoBlue
Medicare Supplement
- Blue Cross Blue Shield
- Silver Script
- Humana
- Aetna
Our Customers
"Caroline Battey and the team at Benefit Concepts are wonderful to work with. They have assisted with our firm's health insurance plans for years and we would recommend them to any other small business."
- Rob Donaldson, Donaldson Law Firm
"Benefit Concepts is the administrator for my employer's benefit package and they provide excellent service. Over the past 3 years, I have needed various things (ID cards, etc) and instead of telling me to wait for mail, our representative, Caroline Battey is always helpful in sending a copy email or answering questions about our insurance. Highly recommend to any company looking for new benefits."
- Sharon Chapman, PMI Palmetto
"The people at Benefit Concepts were the best! We recently lost our health insurance after 35 years and they were able to put us in a great plan for an even better price! They are knowledgeable and professional in every way and highly recommend them for anyone needing insurance!"
- Jim Elliget
Get In Touch
Phone: 843-763-7718 | 800-542-3995 | Fax: 800-878-9970