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Benefit Concepts Inc Benefit Concepts Inc
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Nov 10

Finding health insurance during Open Enrollment

Open enrollment is here. Starting November 1 through January 15, you have options when it comes to finding the best health insurance for an individual or health benefits for families. Under the Affordable Care Act (ACA),  anyone  who needs insurance for any reason can obtain health insurance coverage during this... read more →
  • November 10, 2021
  • admin
  • No Comments
  • Insurance
Oct 19

Everything you need to know about a medical loss ratio

One way you can determine the value of a medical healthcare plan is by the insurer’s medical loss ratio. The medical loss ratio is a measurement of how much money from each premium paid by customers is used toward customers’ medical claims and activities that improve the quality of care.... read more →
  • October 19, 2021
  • admin
  • No Comments
  • Insurance
Oct 19

Health Insurance Options

There are health insurance options that come with a $0 premium until September 30, 2121. Under the American Rescue Plan Act (ARP), people who were involuntarily terminated and offered COBRA may qualify for a $0 premium. This program began on April 1, 2021, and ends on September 30, 2021. People... read more →
  • October 19, 2021
  • admin
  • No Comments
  • Insurance
Apr 06

Help Finding Health Insurance Shouldn’t Cost You a Dime

Navigating health insurance can be tough.  A 2019 survey found more than 85% of Americans don't know the basic benefits that health insurance plans must cover under the Affordable Care Act. Millions of Americans admit they don’t know the basic terminology of health insurance, like how to define copay or... read more →
  • April 6, 2021
  • Marcus Debiasi
  • No Comments
  • Group Health Benefits, Insurance
Mar 27

How You Can Save on Your Health Insurance Right Now

Right now Americans have an opportunity to seek and enroll in more affordable health insurance plans even if you are already paying a very low premium or no premium for your health insurance coverage. The passage of the American Rescue Plan was an effort to make health insurance coverage more... read more →
  • March 27, 2021
  • Marcus Debiasi
  • No Comments
  • Insurance
Mar 15

Medicare, the 9 essentials you need to know

As you approach the Medicare age, the option to enroll in the policies can be both exciting and daunting. Let’s face it, Medicare isn’t easy to navigate. Because there are so many options (like Medicare Part A, Part B, Part D, Medicare Advantage plans, and medigap plans) you will likely... read more →
  • March 15, 2021
  • Marcus Debiasi
  • No Comments
  • Medicare
Feb 26

Employee Engagement and Retention

While so many employees have shifted to working from home during the pandemic, research shows often the perk of working from home comes with its share of drawbacks. For some employees it’s the lack of human interaction. From others it’s managing children that are also at home. Some employees report... read more →
  • February 26, 2021
  • Marcus Debiasi
  • No Comments
  • Employee Benefits
Feb 09

Executive Order Reopens Health Insurance Enrollment Period For Americans

Americans will soon have another chance to enroll in health insurance offered through the state's health insurance marketplace, which is offered through the Affordable Care Act. Some commonly refer to the health insurance coverage as “Obamacare”. The window will open on February 15 and closes on May 15. You could... read more →
  • February 9, 2021
  • Marcus Debiasi
  • No Comments
  • Insurance
Jan 26

How Can I Get Health Insurance

Open Enrollment for the Health Insurance Marketplace® is over, but for people with certain life-events, there are windows of time throughout the year in which you can still secure health insurance under the Affordable Care Act. These windows of time are called Special Enrollment Periods. This period takes into account... read more →
  • January 26, 2021
  • Marcus Debiasi
  • No Comments
  • Group Health Benefits, Insurance
Dec 09

Employer Offered Benefits that Won’t Cost the Employer

Many businesses want to offer benefits for employees, but cost can be a major barrier.  Even if health benefits are not something a company is capable of offering, there are an array of other very valuable benefits that will attract and retain employees. And done right, you can offer discounted... read more →
  • December 9, 2020
  • Marcus Debiasi
  • No Comments
  • Group Health Benefits, Insurance
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We are one of the leading healthcare insurance companies headquartered in Charleston, South Carolina. As a healthcare insurance agency located at 1180 Sam Rittenberg in Charleston, SC, we specialize in affordable individual health insurance, affordable family insurance, group health benefits for employees, medicare insurance for seniors, and health insurance benefits for small businesses. We also help with Individual Coverage Health Reimbursement Arrangements, or ICHRA, if you need our assistance. Whether you need Medicare insurance or affordable individual health insurance, we can help you find the right policy.