At Benefit Concepts, we understand how important it is for you to provide your employees with competitive benefits. We also understand you have a strict budget to meet. Benefit Concepts was established to help employers in your exact situation.

Local Professionals Serving Local Businesses

We provide options and solutions to help you make an informed decision that meets your requirements. No matter the size of your organization, we will make your insurance experience seamless.

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The insurance industry can be confusing and often hard to navigate. This is especially true when you are looking to find insurance coverage for yourself. We believe you deserve to be well informed and understand all of your options too.

We Work for You, Not the Insurance Companies

Benefit Concepts is here to save you time while giving you peace of mind knowing you have the right insurance coverage. From the beginning, we are here to answer your questions, review your policies, explain benefits, and help you save money.

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benefit concepts, employee benefits, local health insurance

Ancillary Coverages

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Health Insurance

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benefit concepts, employee benefits, local health insurance

Personal Plans

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Medicare Supplement

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Personal Health Insurance

Insurance needs are varied and finding ways to meet them can be complicated. Whether you’re looking to provide benefits for your employees or looking to find the right health insurance coverage for your family, your needs have to be balanced with your budget. It can be enough to frustrate the best of us. You have specific requirements to satisfy and you need someone who can guide you to the best solution for you.

The team at Benefit Concepts has years of knowledge and experience navigating the world of insurance and benefits. We work diligently with you to understand what you need and find the best solution, from the best carrier, to help you meet those needs. The world of insurance coverage and benefits can be really frustrating, but it doesn’t need to be. Let us help you.

What a few of our Clients say…

Every time I contact my Benefit Concepts representative I feel like I picked a... winner. The professionalism, concern, and empathy within this organization never fails to make me feel secure in my choices regarding my Medicare plans and elections.read more
David P.
David P.
23:30 29 Jul 20
I met with Sara when I became eligible for Medicare. Having it become my... primary insurance now made my current policy secondary. I needed help figuring out what was best for a Medicare Part D plan. She was most knowledgeable, friendly, and just amazing at how she analyzed and compared all of my information. I highly recommend Benefit Concepts Inc. to anyone needing insurance of any type.read more
Sally D.
Sally D.
18:56 28 May 20
Christie and Caroline were very helpful with getting my daughter an individual... plan when she turned 26. They met with us in person and were very knowledgeable! Within an hour, they helped my daughter get financial assistance and guided her in choosing the best plan for her. Overall, it was a great experience and I would recommend them ten times over. The best part was that it costs NOTHING to work with them!read more
Paula R.
Paula R.
13:50 22 May 20
Caroline is great to work with. She is both proactive in getting me timely... information and responsive to my questions. I know I can count on her to follow-up and work through any issues that come along.read more
Susan C.
Susan C.
11:02 04 May 20
Benefit Concepts is the administrator for my employer's benefit package and... they provide excellent service. Over the past 3 years I have needed various things (ID cards etc) and instead of telling me to wait for mail, our representative, Caroline Battey is always helpful in sending a copy email or answering questions about our insurance. Highly recommend to any company looking for new benefits.read more
Sharon C.
Sharon C.
15:33 01 May 20
Christie has always been so helpful in all of my interactions with her whether... they were over email or on the phone. The ins and outs of insurance confuse me but I know for a fact that Christie will take care of me. She genuinely cares about her clients and I appreciate her sincerity and kindness especially during this pandemic. You have a superstar employee so thanks Christie!read more
Margo S.
Margo S.
20:25 28 Apr 20

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Our Team

The team at Benefit Concepts has a wide range of experience and deep industry knowledge. The combined experience of our brokers, agents, and staff members allows us to offer you innovative solutions.

Simplifying Benefits

As a team, we share a passion for helping you make sense of the insurance industry. We strive to find benefits that fit your needs and budget.

Lynne Bernthal, benefit concepts

Lynne Bernthal

Lynne established Benefit Concepts in 1989. She is responsible for maintaining the long standing relationships of Benefit Concepts with their valued customers.

sara debaisi benefit concepts

Sara DeBiasi

Sara’s business philosophy centers on differentiating Benefits Concepts from the large corporate firms that offer the “1 size fits all” view of the ever changing and highly complex world of Benefits and Insurance.

Mark Nash, benefit concepts

Mark Nash

Mark is responsible for providing insurance business acumen to the leadership of Benefit Concepts, specializing in the role of small business operations.

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Mon – Thur 8:30 – 5:00PM
Fri 8:30 – 3:30PM