Health & Dental
Insurance

At Benefit Concepts, we understand how important it is for you to provide your employees with competitive group health benefits. We also understand you have a strict budget to meet and your employees need affordable health insurance. Benefit Concepts was established to help employers in your exact situation.

Local Professionals Serving Local Businesses

As the leading health insurance broker in Charleston, we provide options and solutions to help you make an informed decision that meets your requirements. No matter the size of your organization, we will make your group health benefits for individuals, affordable health insurance or family health insurance experience for your employees seamless.

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Personal
Insurance

The insurance industry can be confusing and often hard to navigate. This is especially true when you are looking to find health insurance coverage for yourself. We believe you deserve to be well informed, understand all of your options, and find the most affordable health insurance.

We Work for You, Not the Insurance Companies

Benefit Concepts is here to save you time while giving you peace of mind knowing you have the right health insurance coverage. From the beginning, we are here to answer your questions, review your policies, explain benefits, and help you save money.

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Ancillary Coverages

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Affordable Health Insurance

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Medicare

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Personal Plans

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Medicare Supplement

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Personal Health Insurance

When looking for group health benefits, individual or family health insurance, Medicare, or affordable health insurance benefits for small business, we are one of the leading healthcare insurance companies in the Charleston, SC area. We know health insurance and will share our knowledge with you in a very transparent and simple format as affordable health insurance or group health benefits does not have to be complex. We also offer group dental insurance plans to ensure your family is covered.

We know that insurance needs vary on type of insurance that you are looking for and finding ways to meet them may seem complicated, but with our knowledgable staff at Benefit Concepts, we make it a whole lot easier. Whether you’re looking to provide health benefits for your employees or looking to find the right affordable health insurance coverage for your family, your needs have to be balanced with your budget. It can be enough to frustrate the best of us. You have specific requirements to satisfy and you need someone who can guide you to the best solution for you. We also help with Individual Coverage Health Reimbursement Arrangements, or ICHRA, if you need our assistance.

The team at Benefit Concepts has years of knowledge and experience navigating the world of insurance and benefits. We work diligently with you to understand what you need and find the best solution, from the best carrier, to help you meet those needs. The world of insurance coverage and benefits can be really frustrating, but it doesn’t need to be. We are here to help you.

Giving back in our community…

Benefit Concepts supports Lowcountry Food Truck Coalition Against Hunger with Lola’s Lumpia.

This will feed homeless people in our very own community.

What a few of our Clients say…

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Our Team

The team at Benefit Concepts has a wide range of experience and deep industry knowledge. The combined experience of our brokers, agents, and staff members allows us to offer you innovative solutions.

Simplifying Benefits

As a team, we share a passion for helping you make sense of the insurance industry. We strive to find benefits that fit your needs and budget.

Lynne Bernthal, benefit concepts | Specializes in affordable health insurance for individuals, family, seniors, employers, and employees. Also an expert with Medicare, Group Health Benefits for Employees, and Health Ins for individuals in Charleston, SC.

Lynne Bernthal

Lynne established Benefit Concepts in 1989. She is responsible for maintaining the long standing relationships of Benefit Concepts with their valued customers.

Sara Debaisi - Benefit Concepts | Specializes in affordable health insurance for individuals, family, seniors, employers, and employees. Also an expert with Medicare, Group Health Benefits for Employees, and Health Ins for individuals in Charleston, SC.

Sara DeBiasi

Sara’s business philosophy centers on differentiating Benefits Concepts from the large corporate firms that offer the “1 size fits all” view of the ever changing and highly complex world of Benefits and Insurance.

Mark Nash, benefit concepts | Specializes in affordable health insurance for individuals, family, seniors, employers, and employees. Also an expert with Medicare, Group Health Benefits for Employees, and Health Ins for individuals in Charleston, SC.

Mark Nash

Mark is responsible for providing insurance business acumen to the leadership of Benefit Concepts, specializing in the role of small business operations.

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Not finding what you need?

Give us a call.

843-763-7718

Mon – Thur 8:30 – 5:00PM
Fri 8:30 – 3:30PM