Open enrollment for individuals under the age of 65 is November 1st-January 15th & Medicare open enrollment is October 15th-December 7th.

Navigating health insurance can be tough. A 2019 survey found more than 85% of Americans don’t know the basic benefits that health insurance plans must cover under the Affordable Care Act. Millions of Americans admit they don’t know the basic terminology of health insurance, like how to define copay or premium.

But the benefits of having health insurance are immense

Health insurance is a mechanism to protect you financially in the event you’re seriously hurt or become ill. For example, if you were to break your leg, the treatment needed would cost you upward of $7,500. Health insurance kicks in to cover the bills and shield you from high, unexpected costs.

Health insurance is also a path to keeping you well. Many policies cover preventative services like immunizations, shots, and screenings. Often these services are provided at no cost, as insurance companies foot the bill. Taking advantage of the recommended, preventive services is an important step toward long-term good health and well-being.

Sometimes people avoid searching for health insurance coverage because the process can be intimidating, and others don’t realize they qualify for coverage at discounted rates under the Affordable Care Act. In fact, coverage eligibility has been expanded this year amid the pandemic. Costs have also been lowered.

Navigating health insurance options should always be free

As one of the leading healthcare insurance companies headquartered in Charleston, South Carolina, Benefit Concepts is here to help you navigate the process of securing health insurance for an individual, health insurance policies for families, and even health coverage options for employers to offer employees. We provide the services free to you.

Our insurance agents in Charleston utilize a variety of quality health insurance plans and carriers to offer our clients solutions that meet their needs.

We work with clients to find:

  • Individual health insurance
  • Affordable family insurance options
  • Group health benefits for employees
  • Medicare insurance for seniors
  • Individual Coverage Health Reimbursement Arrangements, or ICHRA

And we know questions arise even after you’ve enrolled in health insurance coverage. When you have questions, you can speak to a Benefit Concepts broker, agent, and staff member at any time. Plus, we routinely check your policies to make sure you are getting exactly what you need at the best rate. Our main goal is to keep you, your team, or loved ones completely informed and empowered to make the best decisions when it comes to health insurance coverage. And did we mention our services are free?

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