by Benefit Concepts | Nov 6, 2023 | Medicare
As you approach the Medicare age, the option to enroll in the policies can be both exciting and daunting. Let’s face it, Medicare isn’t easy to navigate. Because there are so many options (like Medicare Part A, Part B, Part D, Medicare Advantage plans, and Medigap...
by Benefit Concepts | Nov 6, 2023 | Insurance, Savings
Right now Americans have an opportunity to seek and enroll in more affordable health insurance plans even if they are already paying a very low premium or no premium for their health insurance coverage. The passage of the American Rescue Plan was an effort to make...
by Benefit Concepts | Nov 6, 2023 | Insurance
Navigating health insurance can be tough. A 2019 survey found more than 85% of Americans don’t know the basic benefits that health insurance plans must cover under the Affordable Care Act. Millions of Americans admit they don’t know the basic terminology of health...
by Benefit Concepts | Oct 11, 2023 | Insurance
One way you can determine the value of a medical healthcare plan is by the insurer’s medical loss ratio. The medical loss ratio is a measurement of how much money from each premium paid by customers is used toward customers’ medical claims and activities that improve...